DSCR Loans
Long-term rentals qualified on the property's cash flow, not traditional personal income documentation.
30 years matching borrowers to property-backed loans, from rentals through large commercial deals.
DSCR Program Highlights
- Rates as low as 5.75%, 30-year fixed rate.
- No income verification. Qualification is based on the asset's income, not your personal income. No proof of income required.
- Short prepayment penalty. You can buy down the prepayment penalty to as low as one year on the 30-year fixed.
- 10-year interest-only, Ideal if you want to hold the asset short-term, maximize cash flow, and then sell. Keeps payments as low as possible with no prepayment penalty.
- Balloon structures available to match your hold period and strategy.
- Cash-out refinance up to 75% LTV based on appraised value.
- No DSCR (low DSCR) loans, We can do loans with DSCR as low as 0.75.
- 50/50 program: Get a DSCR loan for 50% of the property's value with no credit check. If the asset is worth $2,000,000, you can pull out $1,000,000 in cash, available when you own the property outright or have a small balance remaining.
See what you qualify for today. Our team will structure a DSCR solution that fits your hold period and goals.
Unlock your cash. Unlock your equity.
Up to 50% in your investment property. No credit, no income needed.
This program is a long-term DSCR loan up to 30 years. Refinance your current loan, or if you have no loan on your income property, finance and pull cash out.
Get Your Loan
Free consultation • 2-minute application
† Subject to lender approval.